Help to Buy | Queensbridgehomes
Queensbridgehomes HelptoBuy

Help to Buy ISA

Queensbridgehomes HelptoBuy

Shared Ownership

Queensbridgehomes HelptoBuy

Equity Loan

Queensbridgehomes HelptoBuy

Find out more

Help To Buy

helping owner occupiers make their mark in a growing market.

Queensbridgehomes HelptoBuy
Help To Buy

discover more

Help To Buy

learn more

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Open: the Help to Buy: ISA is available from a range of banks, building societies and credit unions.

The accounts are available to each first time buyer, not each household. This means that if you are planning to buy with your partner, for example, you could receive a government bonus of up to £6,000 towards your first home.

Save: save up to £200 a month into your Help to Buy: ISA. To kickstart your account, in your first month, you can deposit a lump sum of up to £1,200.

The minimum government bonus is £400, meaning that you need to have saved at least £1,600 into your Help to Buy: ISA before you can claim your bonus. The maximum government bonus you can receive is £3,000 – to receive that, you need to have saved £12,000.

Receive bonus: when you are close to buying your first home, you will need to instruct your solicitor or conveyancer to apply for your government bonus. Once they receive the government bonus, it will be added to the money you are putting towards your first home. The bonus must be included with the funds consolidated at the completion of the property transaction. The bonus cannot be used for the deposit due at the exchange of contracts, to pay for solicitor’s, estate agent’s fees or any other indirect costs associated with buying a home.

Find out if you’re eligible for a Help to Buy: ISA here.

so what are you waiting for?

17 Hanover Square

Please note that whilst every effort has been taken to accurately forecast the description of the properties; plans, materials and specifications may be subject to change and therefore Queensbridge Homes accepts no liability for the information provided and should not be solely relied upon. It is the purchasers responsibility to ensure they have a means to complete on properties after exchange. Property values can go up as well as down.

© 2017 Queensbridge Homes. All Rights Reserved.